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SKOPE Finance

Depend on us for flexible finance

The Happening, Christchurch, New Zealand

Frequently Asked Questions

Frequently Asked Questions

How it works

Finance options, stockists and quotes

What finance options do you offer?

Choose from two hire purchase options

1. SKOPE Cash Flow Boost

Chill now, pay later with no repayments and no interest for the first 12 months

  • Fixed term (5 years)
  • Extended warranty protection for the agreement duration
  • Own the product at the end of your term
  • 10% deposit (AU) and 15% (NZ)

2. SKOPE Flexi Term

Chill now, pay your way by choosing a finance term of between 1 - 5 years

  • Extended warranty protection for the agreement duration
  • Handback option at 12 months - you can return the equipment
  • Annual onsite preventative maintenance check for the agreement duration
  • Own the product at the end of your term
  • 10% deposit (AU) and 15% (NZ)

What can I finance?

You can finance any of SKOPE’s products listed in SKOPE product catalogues or  on our website. Please note that a finance contract is subject to a minimum value of $2,000.

Discover SKOPE's Product Range Now

Where can I find a SKOPE stockist?

Contact the dedicated SKOPE Finance Team on  skopefinance@skope.com or 1800 121 535 (opt. 4) for Australia or 0800 947 5673 (opt.4) for New Zealand and we can assist you with finding your local stockist.

Alternatively,  use the Stockist tool on our website


How do I get a quote?

1. Choose your equipment

2. Ask your preferred SKOPE stockist for their price for that piece of equipment

Find a SKOPE Stockist

3.  For Cash Flow Boost Finance  visit any product page on our website to see weekly repayment rates already calculated for you

4.  For Flexi Term Finance  use our online quote calculator  to estimate your deposit and weekly repayments


How do I apply?

Everything you need to know before you apply

Who qualifies for SKOPE Finance?

To qualify for SKOPE Finance you must:

  • Be over 18 years of age
  • Be an Australian or New Zealand citizen or permanent resident
  • Have an Australian or New Zealand passport or drivers' licence
  • Have a good credit history

How do I apply?

Apply Online Now

If you have any questions contact the dedicated SKOPE Finance Team on  skopefinance@skope.com  or 1800 121 535 (opt. 4) for Australia or 0800 947 5673 (opt.4) for New Zealand and we can assist with your application.

When does the agreement start?

The hire purchase agreement commences on the day of signing the contract and monthly repayments begin once the equipment has been delivered.

How long is the contract?

We offer contracts between 1-5 years for our  Flexi Term  offer and the  Cash Flow Boost  offer is based on a fixed 5 year term.


Repayments, Deposit, Interest Rates

What will my interest rate be?

SKOPE Finance has a competitive interest rate which is applied to the stockist sell price of the equipment. Please refer to our competitor comparison chart  as an indication of our competitive rates. Please note, repayment rates in the comparison document are in Australian dollars.

How much is the deposit and when do I need to pay it?

The deposit is 10% of the purchase price for Australia and 15% for New Zealand. If you are a  Flexi Term  customer you can estimate your deposit using our  Quote Calculator.  The deposit is due on the same day as signing the contract.

How often do I make repayments?

Repayments are monthly and may be made by direct debit or credit card.

Do you accept credit cards or AMEX?

Yes we do. Visa and Mastercard incur a 1.5% surcharge and AMEX a 3% surcharge.

What does the SKOPE Finance package include?

Both the  Flexi Term  and  Cash Flow Boost  options include an extended warranty for the duration of the contract term. The SKOPE Flexi Term also includes an annual preventative maintenance check. There are no residual payments owing at the end of the contract term.

More information about the two options

What does the Loan Establishment Fee cover?

The Loan Establishment fee covers such costs as an independent credit check and registration of the security over the equipment on the Personal Properties Register.

Are there any extra fees at the end of my contract?

There are no extra fees to be paid at the end of your contract. You will own the equipment once we have received your final payment and the hire purchase term has ended.


Handback Option, Delivery and Warranty

Can I change my equipment during the finance period?

There is the Handback Option at 12 months (fee applies and is stated in the contract) on the  Flexi Term  offer only.

How is delivery organised?

Delivery will be organised by your preferred SKOPE stockist.

How long is my warranty?

Your warranty is extended for the length of your contract. In addition, with the  Flexi Term  option you also receive an annual preventative maintenance check on each piece of equipment for the duration of your contract.

If you take out a 12 month hire purchase contract then the standard  SKOPE warranty protection  will apply.

Who do I contact if there is a problem with my equipment?

Please contact our dedicated Warranty team on 1800 121 535 (Australia) or 0800 947 5673 (New Zealand). If you receive damaged equipment please take photos of the damage and contact your stockist immediately.

"SKOPE Finance just makes life easier."

Radeeshan Munasinghe- Owner, The Happening Bar and Kitchen

"SKOPE Finance is great for the balance sheet and we'll own a new asset at the end of it. Once again the team at SKOPE have made the whole process easy and seamless."

Jo-Ann Moss- Owner, Best Blooms

"SKOPE Finance is a better deal especially because at the end of the day I’ll own my equipment and the after sales care I get at SKOPE I wouldn’t have got anywhere else."

Radeeshan Munasinghe- Owner, The Happening Bar and Kitchen